What's inside

Everything you need to
plan your taxes right

India and the United States, fully supported. Free, private, and done in under five minutes.

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Two countries, one platform

Full tax calculation for India and the United States. More countries are on the roadmap.

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India
FY 2026-27 · Assessment Year 2027-28
Live
  • New regime tax slabs (FY 2026-27) — rebate up to ₹12L
  • Old regime with all deductions — 80C, 80CCD(1B), 80D, HRA
  • Side-by-side regime comparison with recommended choice
  • HRA exemption — metro and non-metro cities including Bengaluru, Hyderabad, Pune
  • NPS employer contribution (Section 80CCD(2))
  • Surcharge calculation for high income (25% and 37%)
  • Rebate u/s 87A — zero tax up to ₹7L (old) and ₹12L (new)
  • Health & Education Cess at 4%
  • Capital gains — equity STCG/LTCG, debt, real estate
  • Business income with 44ADA presumptive taxation for professionals
  • Multiple financial years: FY 2023-24 to FY 2026-27
  • Tax optimisation suggestions — where you can still save
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United States
Tax Year 2025 · Federal income tax
Live
  • Federal income tax — all 7 brackets for Single, MFJ, HoH, MFS
  • Standard deduction vs itemized — automatic comparison
  • SALT deduction — $40,000 cap (OBBA 2025) with phase-out above $500K MAGI
  • Mortgage interest deduction (up to $750K acquisition debt)
  • Self-employment (SE) tax — 15.3% on 92.35% of net income, 50% deductible
  • FICA — Social Security (6.2% up to $176,100) and Medicare (1.45% + 0.9%)
  • Long-term capital gains — 0%, 15%, 20% stacked on ordinary income
  • Net Investment Income Tax (NIIT) — 3.8% above $200K/$250K
  • Child Tax Credit — $2,200 per qualifying child (OBBA 2025), with phase-out
  • 401(k), Traditional IRA, and HSA contributions reduce AGI
  • Tax Year 2024 also supported
Privacy-first

Your data belongs to you

We built PlanMyTax on the assumption that your financial data is deeply personal.

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AES-256 encryption

Every income figure and deduction you enter is encrypted with AES-256 before it touches the database. Even we cannot read your numbers.

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No ads. No data selling.

We do not run ads and we do not sell your data to anyone, ever. PlanMyTax is a tool, not a data broker.

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Delete anytime

You can delete any saved tax filing from your history at any time. We don't hold your data hostage.

The experience

Taxes in minutes, not hours

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Conversational flow

No forms with 40 blank fields. PlanMyTax asks you one question at a time, only shows what's relevant to your situation.

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Instant results

See your tax liability update in real time as you answer. New regime vs old regime calculated simultaneously.

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Optimisation suggestions

After calculating, PlanMyTax shows you exactly where you can still invest to reduce your tax — with estimated savings for each.

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Edit & recalculate

Tweak any input without starting over. The review screen lets you adjust everything and recalculate instantly.

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Tax history

All your calculations are saved and accessible from your dashboard. Compare year over year or revisit any filing.

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Works on any device

Fully responsive — use PlanMyTax on your phone, tablet, or desktop. No app to install.

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